Faqs

The Sage Trust Bank Affiliate Program offers engaging incentives and promotions for its partners. Publishers can promote its broad suite of credit cards and are remunerated for approved credit card customers on a cost per acquisition (CPA) basis. CPAs vary based on the type of credit card, ranging from $75 to $100. From travel, cash back, and rewards, Sage Trust Bank offers a great range of products on the market for your audiences to enjoy. Eight credit cards are available to promote, many with special sign-up offers.

Just like you’d protect your home with house security (locks, gates, doors), cyber security protects your business from malicious (and accidental) attacks through your internet-connected networks, computers, mobile devices, software, and applications. These cyber security measures are designed to defend against attackers seeking to gain access to your data, destroy, or extort sensitive customer information, or get you to pay funds into a false account. Good examples of cyber security measures include strong passwords, two factor authentication, staff education and pre-prepared disaster recovery plans.

Cyber-risk insurance depends on your risk profile. You’re less likely to need it (or not as much cover) if you have robust cyber security protection, good awareness with staff and a well-defined process for restoring business systems. But every time your business connects to the Internet, you expose it to potential hackers, cyber-risk insurance protects you from financial loss and can cover you for claims if your use of the Internet caused someone else to suffer a loss.

Two-factor authentication (or 2FA) is when you are asked for one more security step before getting access to what you have logged into. Often, it’s an email or a text asking you to enter a code or confirm you logged in, to prove that it’s you at the other end. These codes are randomly generated at the moment they’re required, often only valid for one use and usually time-out if not used within a certain, short, period of time.

It’s not always obvious, but some common hints you’ve been hacked include an inability to log in to an account, unknown programs opening when starting your computer, pop-up windows, lots of spam emails, social media posts appearing that you didn’t write or your computer isn't performing as it usually does (slowed down or crashes more frequently).

First, if you’ve been hacked, get it fixed! Either your in-house or external IT support person. If you don’t have anyone, there are lots of consultants and IT support businesses you can call. Then report it to the FBI’s Internet Crime Complaint Center (or ‘IC3’) at https://www.ic3.gov/. Other people to tell include staff, customers and anyone else that supports your business (bank, accountant, business colleagues).